Why Do We Need an Extended Auto Warranty?

posted by Craig @ 6:37 AM
June 6, 2009

A Warranty gives peace of mind to the buyer. Some of the consumables that we buy are expensive like in the case of a car. We need some kind of guarantee that the money we spend on such expensive items is safe. Warranties givs us that protection. Manufacturer supply warranties for their products to win the trust of their customers.

During the warranty period, if something goes wrong we do not have to spend money from our pockets. However, our auto warranty does not last the entire lifetime of the vehicle. An auto warranty offered by the manufacturer is limited to a certain number of years or months after which we are not protected anymore. If something should go wrong with our vehicles, we will be forced to dig into our own pockets.

Auto repairs can sometimes turnout to be highly expensive. If we want to protect ourselves from such expenses, we should go for an extended warranty program. By signing up for an extended auto warranty we can continue to enjoy the protection of our vehicle. However, when we go for an extended auto warranty, it is not necessary that we should go straight to the manufacturer.

Extended auto warranties can be purchased from other dealers too. It’s best not to go for an extended auto warranty when you are purchasing your vehicle because sometimes it’s best to shop around for the various extended auto warranty options that there is. This will help you save a considerable amount of money by getting the best deals on your extended auto warranty.

Many people consider an extended auto warranty as an unnecessary expense. If you too share this opinion, then it is high time that you changed your view. Because extended auto warranties will help save you a lot of money when major repair work has to be undertaken on your vehicle.

If you want to take chances, it is better to take chances on the safer side. When compared to the amount of money we spend on an auto warranty, the cost of repair can be very high. So even if your vehicle does not need any repair work, it is best to go for an extended auto warranty. By doing so, you can enjoy peace of mind and protection against major expenses.

On the other hand, when you take a chance by not getting your auto warranty, if something should go wrong with your vehicle, you will be spending a lot of money that you could have possibly saved by making that original investment.

However, do take your time before you signup for your extended auto warranty. So that you can find the best deals available in the market. You must compare 5 to 6 quotes for your extended auto warranty and carefully review the coverage offered. The cost of your extended auto warranty will change depending on the age of your vehicle. So when your vehicle is still new, it is generally cheaper to make the purchase then.

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Auto Warranty Reviews – 4 Popular Providers

posted by Craig @ 16:51 PM
April 1, 2009

Many car dealerships around the country are offering great deals in order to attract consumers to buy their cars. However, although the cost of the car is a major consideration, so too is the auto warranty. Are you getting the most for your money?

Here are four auto warranty reviews that may help you in finding the appropriate and cost-effective extended warranties for your car.

Warrantyheadquarters.com offers the following: multiple deductibles, warranty transferability, various warranty lengths and mileage levels, and fast, easy claim handling.

In addition, they offer a $100 deductible per visit to the repair facility of choice. How does this save you money? While most plans may charge you to repair your car each visit, warrantyheadquarters.com gives you this deductible for each visit. This means if you have to bring in your car for repair twice, your deductible is $200.

Moreover, this company will pay for parts and labor costs as well. This is particularly advantages if you own a Toyota or similar type car where the cost for parts is exorbitantly high. With warrantyheadquarters.com, any part replacement is covered.

Warrantydirect.com boasts a more comprehensive warranty on your car. They offer a money back guarantee; mechanical breakdown and wear-and-tear protection; full seals and gaskets coverage; no exclusion for damage caused by overheating; fluids covered in connection with covered repairs; unlimited number of claims; your choice the repair facility of your choice; transferability of coverage to a new owner of the vehicle; claims paid directly to repair facility, no billing or reimbursement; free roadside assistance membership for the full term of your coverage; travel interruption protection; and you can cancel at any time for a pro-rated refund.

Having been in business for 28 years, warrantydirect  touts a proven track record. They are also a member of the Better Business Bureau.

Auto Service Warranty offers as much as warrantydirect including: 0% interest-financing, roadside assistance, car rental, wear and tear coverage, seal and gaskets are covered, and used car warranties that are transferable.

In order to determine their prices, you can use their instant quote service to ascertain how they stack against the aforementioned two companies.

Smartautowarranty.com also has comprehensive coverage, from the engine to the seal and gaskets. They also offer Powertrain coverage as well and boast their services are unsurpassed among all auto warranty companies.

One of their claims is that they offer coverage at 50% less than dealerships. In addition, they offer the following: 0% interest-free financing, choice of repair location, roadside assistance, and they pay all repair bills.

The best way to ascertain which of these four companies offers the best package for your needs; you can obtain an online quote or call them and make the comparison. Regardless of who you choose, there is no doubt you will enjoy significant savings.

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4 Questions To Ask About A Used Car Auto Warranty

posted by Craig @ 13:36 PM
March 21, 2009

As you purchase a used car, it is important you look into what type of warranty is offered. Every dealer is going to differ on the terms of the auto warranty and the length that is offered. Here are four questions you will want to ask about your used car auto warranty.

1. How long does it last?

Obviously, the first question you want to find out is how long the warranty is going to last. You want to find out what the time limit is on the contract so you know whether or not it is going to work for you and the car. There is no point in buying a fairly new car that has a year warranty. Make sure you are taken care of.

2. Is there a mileage limit?

It is common to find a mileage limit on a used car auto warranty as a dealer does not want to cover you as soon as the car reaches a certain milestone. The reason for this is because the more miles the car has on it the more likely it will be to have problems. Find out what your car mileage limit is.

3. What is covered?

Aside from knowing how long the warranty lasts the other thing you must find out is what is covered. Find out anything and everything including what repairs are covered and excluded, whether or not wear-and-tear is covered, and anything else you can think of.

4. Is the company legitimate?

The final question you need to find out prior to agreeing to anything is whether or not the company is legitimate with contracts. Talk to the better business bureau to find out if there have been any complaints about the company and a used car auto warranty.

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